Institute of Banking Personnel Selection conducts the IBPS SO Exam 2025 to recruit candidates for Specialist Officer Posts for 11 public sector banks. These public sector banks provide a good salary for IBPS SO Posts. It attracts the banking aspirants who are eligible for the posts and are preparing for the exam. The IBPS SO Salary 2025 includes various perks and allowances along with the basic pay. This article includes all the important aspects of the Salary, Job Profile, Perks and Allowances.
IBPS SO Salary 2025
The IBPS SO Salary 2025 offered by respective banks has a competitive pay structure, starting with a basic pay of Rs 36,000 for Scale I officers. Along with allowances such as DA, HRA, and special allowances, the In Hand Salary ranges from Rs 42,000 – Rs 45,000 per month. Additional perks include medical benefits, travel allowances, and provident fund contributions. With increments and career growth opportunities, IBPS SO offers a stable career in the banking sector.
IBPS SO Salary 2025 Overview
The IBPS SO Salary 2025 Overview table mentions important details including pay scale etc in the table. The salary is decided based on the 7th pay commission by the respective banks. Candidates aspiring for the IBPS SO Posts must be aware about the salary structure post the 12th Bipartite settlement which remains the same for all the banks.
| IBPS SO Salary 2025 Overview | |
| Conducting Body | Institute of Banking Personnel Selection (IBPS) |
| Post | Specialist Officer (SO) |
| IBPS SO Exam Mode | Online |
| IBPS SO Selection Process 2025 | Prelims, Mains and Interview |
| IBPS SO Vacancy 2025 | To Be Announced |
| IBPS SO Salary 2025 Pay Scale | Rs 48480-2000/7-62480-2340/2-67160-2680/7-85920 |
| IBPS SO Official Website | ibps.in |
IBPS SO Salary Structure 2025
The IBPS SO Salary Structure 2025 comprises various allowances such as Dearness Allowance, CCA, HRA along with the basic pay. The table mentions the detailed salary structure.
| IBPS SO Salary Structure 2025 | |
| Particulars | Details |
| Gross Salary | Rs. 52,000 – Rs 54,000 |
| IBPS SO Salary 2025 Pay Scales | Rs. 48480-2000/7-62480-2340/2-67160-2680/7-85920 |
| Dearness Allowance (DA) | 36% of Basic Pay |
| City Compensatory Allowance(CCA) | 0%-4% (Depending on Tier I to Tier III city) |
| House Rent Allowance (HRA) | 7%-9% (Depends on the Location) |
| Special Allowance | It is about 7.75% of DA+Basic (Incentive or performance-based bonus) |
| PF Contribution | Between Rs. 3000 – Rs. 3500 |
IBPS SO Job Profile 2025
The IBPS SO Job Profile 2025 has been mentioned in detail based on the various posts of Specialist Officer such as IT Officer, Law Officer, Agricultural Field Officer etc.
| IBPS SO Job Profile 2025 | |
| Post | Job Profile |
| IT Officer |
|
| Agricultural Field Officer |
|
| Law Officer |
|
| HR/Personnel Officer |
|
| Marketing Officer |
|
| Rajbhasha Adhikari |
|
IBPS SO Perks and Allowances
The IBPS SO Perks and Allowances along with the basic pay for candidates who join initially is given below. The allowances include Dearness Allowance, House Rent Allowance, Special Allowance, City Compensatory Allowance etc.
| IBPS SO Perks and Allowances | |
| Component | Details |
| Basic Pay (Scale I) | Rs 36,000 per month |
| Dearness Allowance (DA) | 40-45% of Basic Pay (Revised Quarterly) |
| House Rent Allowance (HRA) | 9% (Metro Cities) 8% (Urban Areas) 7% (Rural Areas) |
| Special Allowance | 7.75% of Basic Pay |
| City Compensatory Allowance (CCA) | 3% to 4% of Basic Pay (Location Based) |
| Leave Travel Concession (LTC) | Travel allowance for self and family |
| Medical Benefits | Health insurance for employee and dependents |
| Pension and Gratuity | Covered under NPS (National Pension Scheme) |
| Loan Benefits | Low interest Home, Car, and Personal Loans |
| Mobile and Newspaper Reimbursement | Fixed amount as per bank policy |
| Total In Hand Salary | Rs 42,000 – Rs 45,000 per month (starting) |
IBPS SO Career Growth and Promotions
The appointed candidates on Scale I and Scale II posts undergo training to enhance their overall skills and experiences in handling banking operations. IBPS SO Career Growth and Promotion opportunity mentioned below based on the officer scale along with posts.
| IBPS SO Career Growth and Promotion | |
| Officer Scale | Post |
| Scale I | Officer/ Assistant Manager |
| Scale II | Manager |
| Scale III | Senior Manager |
| Scale IV | Chief Manager |
| Scale V | Assistant General Manager |
| Scale VI | Deputy General Manager |
| Scale VII | General Manager |
| Other Related Posts of IBPS SO 2025 | |
| IBPS SO Notification | IBPS SO Syllabus |
| IBPS SO Eligibilty Criteria | IBPS SO Salary |
| IBPS SO Previous Year Question Papers | IBPS Calendar 2025 |
IBPS SO Salary 2025 FAQs
Q1. What is the IBPS SO In Hand Salary 2025?+
Q2. What is the basic pay for the IBPS SO in 2025?+
Q3. What allowances are included in the IBPS SO Salary 2025?+
Q4. Are there additional perks for IBPS SO Post?+
Q5. Is the IBPS SO job transferable?+
Tags: ibps ibps so ibps so salary
